taxes and regulations
Trump’s New Retirement Law: What It Does and Its Current Status
Is there a new Trump retirement law? See what the 2025 tax law changed, what TrumpIRA.gov will do, and when the federal Saver’s Match begins.
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RetirementsUSA Editorial Team
Articles by this contributor
income and budgeting
What Is the 4% Rule for Retirement? How It Works and What It Means
Learn how the 4% retirement rule works, how much a $1 million portfolio could provide, and why the rule is a planning guideline—not a guarantee.
income and budgeting
What Is the 4% Rule for Retirement, and When Can It Fail?
Learn how the 4% retirement rule works, why inflation and market timing matter, and how to test withdrawals for a retirement that may last decades.
state comparisons
Best States to Retire on a Fixed Income in 2026: Costs, Taxes, and Healthcare
Compare seven retirement-state options using prices, taxes, housing, and healthcare. Find a practical 2026 shortlist for living on a fixed income.
income and budgeting
Can You Retire on $400K? Income, Taxes, and How Long It Could Last
Can $400,000 fund your retirement? Compare withdrawal amounts, Social Security, taxes, healthcare costs, and scenarios that could make your savings last.
state comparisons
Florida vs. Texas vs. Tennessee: Which State Fits Your Retirement Budget?
Compare Florida, Texas, and Tennessee retirement budgets using housing, insurance, taxes, and healthcare—not income-tax headlines alone.
taxes and regulations
Does Puerto Rico Act 60 Apply to Social Security, Pensions, and IRA Withdrawals?
Does Act 60 make retirement income tax-free? Understand Social Security, pension sourcing, IRA withdrawals, and the separate federal and Puerto Rico rules.
income and budgeting
Can You Retire With $5 Million? Spending, Taxes, and Estate Planning
See what a $5 million retirement portfolio could support, how taxes change your spending power, and which estate and withdrawal decisions still matter.
state comparisons
Retiring in Florida: Taxes, Insurance, HOA Fees, and Healthcare Costs
Is Florida affordable for retirement? Examine income taxes, property insurance, HOA fees, condo costs, and healthcare before setting your moving budget.
taxes and regulations
Retiring in Puerto Rico: Residency, Living Costs, and Medicare
Plan retirement in Puerto Rico with a clear look at residency, housing, utilities, Medicare enrollment, and the limits of retirement tax incentives.
state comparisons
Retiring in Tennessee: Cost of Living, Retirement Taxes, and Healthcare
Explore Tennessee retirement taxes, housing, sales taxes, and healthcare. Build a realistic moving budget without assuming every town offers the same savings.
state comparisons
Retiring in Texas: Do Income Tax Savings Offset Property Taxes?
Weigh Texas retirement tax savings against property taxes, insurance, and housing costs. Learn how exemptions and a break-even calculation change the result.